LEGAL & FINANCIAL MURCIA

International Business Finance in Spain: 2026 Practical GuideRunning a cross-border company from the Region of Murcia or the wider Costa Cálida requires a financial infrastructure that moves faster than traditional retail systems. Opening a multi-currency business account is the most effective way to handle international..

Left the UK after April 5, 2025? Expats in Spain could still face UK tax under new rulesThe experts at Elysium Wealth Advisors explain everything you need to know about UK domicile changes From April 6, 2025, the UK tax system has undergone a major shift. The concept of “non-domicile” (non-dom) has effectively been abolished.. 22/04/2026

Local taxes in Spain: Everything property owners need to knowIBI, Plusvalía, waste collection fees and more – a practical guide for anyone who owns property in Spain If you own property in Spain, you'll know the feeling: a letter arrives (or sometimes doesn't) and you suddenly discover.. 22/04/2026

The best time to take out a health insurance policy: Young versus older When considering taking out a health insurance policy, many people wonder at what age it is best to do so. Is it worthwhile to be insured when you are young? At what age should you start looking for private medical insurance? There is no perfect age.. 10/04/2026

Elysium Wealth Advisors: Independent financial planning, pension advice and wealth management for expats in SpainRetirement planning, investment strategies, tax advice, estate planning and insurance solutions, all tailored to your individual needs as an expat in Spain Living in Spain is a dream for hundreds of thousands of expats, but managing your finances.. 10/04/2026

Funeral plan prices in Spain are set to rise so lock in today's rate while you canCompare Funerals is giving expats in Spain the chance to secure today's prices before the increase kicks in for just €100 Nobody really likes thinking about funeral plans. It's one of those things that's easy to put off, telling yourself.. 01/04/2026

Not everyone is feeling Spain's jobs boom as in-work poverty remains highRecord employment masks deep inequalities, with women, young people and migrants still struggling to make ends meet Spain’s jobs market may be hitting record highs, but the reality for many workers tells a more complicated story.   As.. 01/04/2026

The risk of not using conveyancing services during your property transactionWhy skipping professional help when buying or selling a home can lead to costly problems Buying or selling a property is often the largest financial transaction most people will make in their lifetime. Yet many buyers and sellers still underestimate.. 24/03/2026

Medical, surgical and hospital cover: Essential for expatriates Starting a new life in Spain means embracing new experiences, traditions and a different way of life. To fully enjoy this new stage, it is essential to feel protected. For this reason, having health insurance with medical, surgical and hospital cover.. 05/03/2026

Blacktower Financial: Celebrating 40 years of International Wealth ManagementHow economic change, expat growth and regulation have shaped modern financial planning Why 40 years matters   In financial planning, experience cannot be fast-tracked. As Blacktower marks its 40th anniversary in 2026, it is an opportunity not.. 05/03/2026

5 essential estate planning considerations for British expats in Spain from Thy Will Be DoneThy Will Be Done breaks down the five things British expats in Spain really shouldn't overlook when it comes to protecting their family's future For British nationals living in Spain, having a solid estate plan in place is one of the most.. 04/03/2026

Cybersecurity as a Pillar of Economic StabilityCybersecurity has moved from an IT concern to a core economic priority. Modern economies run on data, digital payments, cloud infrastructure, and online marketplaces. When these systems face disruption, the effects ripple through businesses, consumers, and public..

The Shift From Manufacturing to Service-Based EconomiesFor much of the twentieth century, economic power centered on factories, assembly lines, and physical exports. Steel, automobiles, and consumer electronics defined national strength. Today, growth increasingly flows through services, digital platforms, and..

Why Cash Flow Matters More Than Total SavingsMoney stability often gets measured by a single number sitting in a savings account. That figure looks reassuring, yet it tells only part of the story. Cash flow shows how money moves through daily life, covering bills, subscriptions, and unexpected costs without..

How Financial Habits Form and How to Change ThemFinancial habits rarely appear overnight. They grow quietly through repetition, shaped by income timing, emotional triggers, and convenience. Small decisions like tapping a card for digital content or postponing bill reviews slowly become default behaviour. Over..

Start-to-finish, holistic support for foreigners moving to Spain from Gestoría Carvajal SolicitorsFrom buying a home to registering your car, you can get expert legal and administrative help when making the move to Spain in English, French and Dutch Relocating to Spain can be an exciting step, but it also involves a series of legal, administrative..

Do you have assets outside Spain? You may need to file modelo 720 before March 31LS Solicitors outline what Spanish tax residents need to know about declaring property, savings and investments abroad If you are resident in Spain and hold assets in another country, the Assets Abroad Declaration, also known as modelo or Form 720.. 24/02/2026

Compare Funerals now caring for families across EuropeFrom Spain to the Netherlands, the UK and beyond, their trusted plans travel with you wherever life leads Moving abroad can be one of life’s great adventures, whether it’s for work, retirement, or simply a change of scenery. But for British.. 17/02/2026

How to tackle the Non-lucrative Visa (NLV) application process and avoid common pitfallsFind out what to check before applying for the NLV so your documents don't get rejected For British people looking to live in Spain without working, the Non-lucrative Visa (NLV) is usually the main route to legal residency. It sounds simple.. 06/02/2026

Preventive medicine: Everything you need to know Health is not only about feeling well at a given moment, but also about knowing that we will feel well in the future. Self-care, healthy habits and medical check-ups are essential for preventing illness and improving people’s quality of life. &.. 03/02/2026